parkerpropertyloanconsultant

 Hello my name is Thomas Parker

Please allow me to give you a quick idea about our hard money program as well as our terms to see if you fall within those guide lines First . We need to be in a 1st, lien position.  Second, is it an Arizona property?   And finally you must have provided proof of the income you state on the loan application.  If you state your income we will need to see bank statements showing cash flow to support your income. We need to be positive you can make the monthly payment    

   Here are some of our terms:  there are never up front fees, or pre-payment penalties and your fees can be included in your loan.  The interest rate is between 9-13% depending on risk, we offer 1, 2 or 3 years loans and in some cases we can even put you into an ”A" paper loan later.  The loan-to-value (LTV) 60/65% on all loans regardless if it is cash out refi or purchase.  Also, we can lend up to 80% if you put in at least 20% down we like our borrowers to have some of their own skin in the game for purchasing under valued real estate. Your credit score is not the deciding factor with us, we look at the entire picture.   Thank you for your consideration and we hope to earn your business.  Thomas Parker
 

  Please look around- and get comfortable with our many programs, all backed by my partner with 18 years in the field. We have   many consulting tips for sellers, buyers, borrowers, lenders. 

  I am committed to all property, home, residential/subdivision commercial building, development estates, mountains, reservations and wetland

  Given the big change in the market.   I have a new creative style in pushing the deal through   on most lending and buying. This is due to trust, hard work, understanding, good recourses, strong data base and fast lenders. That I keep in close contact with at all times.

 Your joining trust will get you a fast yes or no on your loan, and years of money making directions if needed

       The Commercial world today is limited
because the commercial market place is so capital strapped  With the collapse of the capital markets and the CMB 

(Commercial mortgage backed securities) there is no lender left doing loans, lenders are getting very picky. You must understand what loans that they see as good and safe.

  THEREFORE- what we may ask of you will be for a good reason, to make your loan to go through the first time. And to help avoid what lenders don’t like to see..,

  my inside understanding on most lenders - If they  have already seen a loan that has been shopped all over town for 10 months and  its back to them  second time,  they will GET UPSET and see it as a waste of time , because someone did not research the loan good before it was handed to them. So if you need a loan , And if you have already shopped it  around please let us know ,  If  I need to research your loan more I will  to make it look just right ,. So the second time around   your loan will get there interest/attention and make our lender feel as safe as they can be.